Get Qualified For A Loan Without A Credit Score
The days of needing a credit score to get a loan are over. Using the patented Passport® system from FormFree®, you can qualify for a loan in minutes. NO CREDIT SCORE REQUIRED.
- Get Loan Offers Quickly
- Get Loan Offers Quickly
As Seen In
As Seen In
Generate Your Medallion™
Getting Qualified For A Loan With Passport Is Simple
*FormFree does not sell your information for marketing campaigns
Step 1
Sign Up With Passport
- Zero Fees
Sign up with Passport to quickly and easily get a loan. Passport is completely FREE TO USE.
Step 2
Provide Your Information
- Your Personal Information Is Secure
Enter your information into Passport so we can generate your financial profile. FormFree’s security procedures meet the highest standards of security used by banks. Your data is ALWAYS ENCRYPTED AND PROTECTED.
Step 3
Generate Your Medallion™ And Start Receiving Loan Offers
- Get Access To Loans. Credit Score Not Required
Using your financial information, Passport generates your Medallion, showing lenders your borrowing power. Using your Medallion, PASSPORT HELPS GENERATE LOAN OFFERS for you and only shares your personal information once you have accepted an offer.
Less Discrimination=More Opportunities
We Are Here To Fix The Broken Lending Industry
After being denied for a loan based on her credit score, Kiara used Passport to secure a $20,000 personal loan.”
“I did everything I could to get a loan, but my credit score is poor. I used Passport and got the loan I needed to pay down my debt.”
Passport Removes Human Bias And Creates A Secure Environment
Click “Get Started” to sign up and begin the process. It’s FREE to use.
RIKI™ Score (Residual Income Knowledge Index)
RIKI™ Score
(Residual Income Knowledge Index)
Using your banking data, we are able to help you determine your ability to pay and borrowing power, generating a RIKI Score and eliminating the need for a credit score
Ability To Pay (ATP)
Your RIKI score demonstrates your ability to pay.
Lower Interest Rates
Your RIKI score provides lenders with more information than just your credit score, leading to lower interest rates.
Get A Loan For Anything
After determining your RIKI Score and your ability to pay, you will be able to qualify for home, auto and personal loans.
Your Questions Answered
Your Questions Answered
Check out our most common questions and get the answers you need.
Do I need to have a good credit score?
No! Your credit score has no impact on your ability to pay or your ability to generate loan offers with Passport. Simply go through the application process, upload your financial data by connecting your bank accounts and Passport will generate your Medallion.
Once I signup, what kind of loan can I get?
With Passport, you can qualify for home, auto and personal loans. Personal loans can be used for things like home renovations, home equity line of credit (HELOC), debt consolidation, wedding expenses and large purchases. The possibilities are endless!
Will my credit score be impacted by signing up?
Is this secure? I am nervous about uploading my info.
Your data is always encrypted and protected. FormFree’s security procedures meet the highest standards of security used by banks.
How quickly will I qualify for a loan?
After completing the signup process, providing your banking information, and generating your Medallion, you will begin to receive offers from lenders in a few hours.
If you don't use my credit score, what do you use?
We have developed a proprietary tool called RIKI that determines your Ability To Pay (ATP) for loans. This gives lenders a better understanding of your financial situation and allows you to acquire a loan with a poor credit score or even without one.
Check out our most common questions and get the answers you need.
With Passport, you can qualify for home, auto and personal loans. Personal loans can be used for home renovations, debt consolidation, home equity line of credit (HELOC), wedding expenses and large purchases. The possibilities are endless!
Your data is always encrypted and protected. FormFree’s security procedures meet the highest standards of security used by banks.
Get Qualified For A Loan Today
- Credit Score Not Required
Explore the Passport application process today for FREE and start getting loan offers. Your credit score is not used to generate loan offers.
Your info is always encrypted and protected