Is The New Way To Get Better Quality Leads
Get Access To Borrowers With A Lead To Application Ratio Up To 20%
We have direct access to borrowers with high intent and lead-to-application ratios as high as 20% which is significantly higher than the average of 2%-3%. STOP CHASING POOR QUALITY LEADS.
As Seen In
As Seen In
Our Leads Provide Direct Source Banking Data
Step 1
Borrowers Sign Up With Passport by FormFree
Borrowers sign up with Passport for free to quickly and easily get a mortgage.
Step 2
Borrowers Provide Banking Data
Borrowers connect their banking data directly into the Passport system by connecting their bank accounts.
Step 3
We Determine Their Ability To Pay/Borrowing Power
Our Leads Are Simply Better Than Other Lead Sources
On Average, Our Leads Produce A 220% Increase in Revenue
Using a borrower’s banking data, we are able to help determine their ability to pay and borrowing power, generating a RIKI Score and eliminating the need for a credit score.
RIKI stands for Residual Income Knowledge Index, FormFree’s patent-pending measure of Ability-to-Pay (ATP®) based on income and spending.
Regardless of race, gender, age or socioeconomic status, we can determine how much a borrower can afford to borrow based on their income and expenses.
By analyzing the borrower’s banking data, we provide lenders with a more complete picture of the borrower’s financial situation than that provided by a credit score.
Ability To Pay (ATP)
A borrower’s RIKI score demonstrates their ability to pay.
Lower Interest Rates
A RIKI score provides lenders with more information than just credit score, leading to lower interest rates.
Get A Mortgage
After determining a borrower’s RIKI Score and their ability to pay, lenders will have access to a much higher quality lead than in the past.
Your Questions Answered
Your Questions Answered
Check out our most common questions and get the answers you need.
No! Your credit score has no impact on your ability to pay or your ability to generate loan offers with Passport. Simply go through the application process, upload your financial data by connecting your bank accounts and Passport will generate your Medallion.
With Passport, you can qualify for home, auto and personal loans. Personal loans can be used for things like home renovations, home equity line of credit (HELOC), debt consolidation, wedding expenses and large purchases. The possibilities are endless!
Your data is always encrypted and protected. FormFree’s security procedures meet the highest standards of security used by banks.
After completing the signup process, providing your banking information, and generating your Medallion, you will begin to receive offers from lenders in a few hours.
We have developed a proprietary tool called RIKI that determines your Ability To Pay (ATP) for loans. This gives lenders a better understanding of your financial situation and allows you to acquire a loan with a poor credit score or even without one.
Check out our most common questions and get the answers you need.
With Passport, you can qualify for home, auto and personal loans. Personal loans can be used for home renovations, debt consolidation, home equity line of credit (HELOC), wedding expenses and large purchases. The possibilities are endless!
Your data is always encrypted and protected. FormFree’s security procedures meet the highest standards of security used by banks.
Get Leads Today
Get leads today and start closing more deals. Stop chasing poor quality leads & increase revenue.
Your info is always encrypted and protected